Home and Refinancing

We’re Your Home Loan Specialists

When it comes to your home loan, expertise matters. It’s like seeking medical advice from a specialist rather than trying to diagnose yourself. Just as a doctor’s insights can make a significant difference in your health, working with a broker instead of going directly to a bank can save you tens of thousands of dollars over the life of your loan. Your home loan is likely your most substantial expense, and even a seemingly small difference can add up significantly.

At EFC, we understand the intricacies of home finance and prioritize your best interests. Whether you’re a First Home Owner, involved in Land & Construction, considering Refinancing, or fall under the Self-Employed or PAYG category, our tailored services cater to a diverse range of clients. Our expertise extends across various segments, ensuring that we can meet your specific needs effectively.

The Financial Landscape

The home loan market is dynamic, with lenders constantly adjusting their offerings. What may be the best deal today might not hold true tomorrow. Lenders frequently modify their policies, rates, and product offerings, making it essential to stay updated and informed.

As your dedicated brokers, we stay on top of these changes, ensuring that you’re presented with the best options aligned with your objectives.

Our efforts include:
– Keeping abreast of how lenders assess income.
– Identifying lenders actively seeking clients like you.
– Ensuring availability of loan types suitable for your current and future requirements.
– Understanding property valuation methodologies.
– Managing timelines for application assessments.
– Exploring special concessions based on your occupation or circumstances.

By entrusting us with your home finance needs, you gain access to expert guidance, personalized solutions, and ongoing support throughout your loan journey.